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Top up your Opal card

When you have your Opal card, there is a range of top up options to manage your card balance.

You can top up:

Tips for topping up

Depending on which way you choose to top up, there are a few things you need to consider:

  • Online top ups can take between 15 to 60 minutes to take effect.
  • You also must tap on with that Opal card at an Opal reader within 60 days after topping up. If you do not, the amount you added will be refunded to your credit/debit account.
  • When making a one-off top up, or using auto top up, you need to make sure you have enough funds in your credit or debit account to complete the transaction.
  • Some retailers require their customers to pay minimum transaction values or a service fee to cover credit/debit card merchant fees.
  • Some Opal cards are issued with a zero balance. If this is the case, you need to top up before you can travel.
  • Adult and Child/Youth Opal cards from retailers require that you add value at the same time at the time of purchase.
  • Free travel and school Opal cards do not need to be topped up.

Top up amount options

If you top up via the Opal Travel app or online you can access your new balance in as little as 15 minutes for trains, ferries and light rail. Allow up to 60 minutes for buses.

Top up optionsTop up valuesTop up with
Auto top up

$10, $15, $20, $40, $60

Credit/debit card

Online or through Opal Travel app

$10, $15, $20, $40, $50, $60, $80

Credit/debit card
At top up machines
Check your station, stop or wharf to find a top up machine

$10, $20, $40, $60, $80, $100, $120

Credit/debit card
At Opal retailers

$10, $20, $35, $40, $50, $60, $80, $100, $120

Cash
Credit/debit card
Phone top up by calling 13 67 25 (13 OPAL)

$40, $60, $80, $100, $120

Credit/debit card
Service NSW Centres$10, $20, $35, $40, $50, $60, $80, $100, $120Cash
Credit/debit card
Transport Customer Service Centres$10, $20, $35, $40, $50, $60, $80, $100, $120Credit/debit card

You can top up a Gold Opal Card for as little as $2.50 when topping up in person at a retailer, Transport Customer Service Centre or Service NSW Centre.

You can top up a Gold Opal cards for as little as $5 if you top up via the Opal Travel app or online. You can access your new balance in as little as 15 minutes for trains, ferries and light rail. Allow up to 60 minutes for buses.

Top up optionsTop up valuesTop up with
Auto top up

$5, $10, $20, $30, $40, $60

Credit/debit card
Online or through Opal Travel app

$5, $10, $20, $30, $40, $50, $60

Credit/debit card
At top up machines
Check your station, stop or wharf to find a top up machine
$5, $10 $20, $30, $40, $50, $60Credit/debit card
At Opal retailers

$2.50, $5, $10, $20, $30, $40, $50 and $60

Cash
Credit/debit card

Phone top up by calling 13 67 25 (13 OPAL)

$10, $20, $30, $40, $50, $60

Credit/debit card
Service NSW Centres$2.50, $5, $10, $20, $30, $40, $50, $60

Cash
Credit/debit card

Transport Customer Service Centres$2.50, $5, $10 $20, $30, $40, $50, $60

Credit/debit card

You can top up a Concession Opal card for as little as $5 if you top up via the Opal Travel app or online. You can access your new balance in as little as 15 minutes for trains, ferries and light rail. Allow up to 60 minutes for buses.

Top up optionsTop up valuesTop up with
Auto top up$5, $10, $20, $30, $40Credit/debit card

Online or through Opal Travel app

$5, $10, $20, $30, $40, $50Credit/debit card
At top up machines
Check your station, stop or wharf to find a top up machine.
$5, $10, $20, $30, $40, $50, $60Credit/debit card
At Opal retailers$5, $10, $20, $30, $40, $50, $60Cash
Credit/debit card
Phone top up by calling 13 67 25 (13 OPAL).$20, $30, $40, $50, $60Credit/debit card
Service NSW Centres$5, $10, $20, $30, $40, $50, $60Cash
Credit/debit card
Transport Customer Service Centres$5, $10, $20, $30, $40, $50, $60Credit/debit card

You can top up a Child/Youth Opal card for as little as $5 if you top up via the Opal Travel app or online. You can access your new balance in as little as 15 minutes for trains, ferries and light rail. Allow up to 60 minutes for buses.

Top up optionsTop up valuesTop up with
Auto top up$5, $10, $20, $30, $40Credit/debit card

Online or through Opal Travel app

$5, $10, $20, $30, $40, $50Credit/debit card
At top up machines
Check your station, stop or wharf to find a top up machine
$5, $10, $20, $30, $40, $50, $60Credit/debit card
At Opal retailers$5, $10, $20, $30, $40, $50, $60Cash
Credit/debit card
Phone top up by calling 13 67 25 (13 OPAL)$20, $30, $40, $50, $60Credit/debit card
Service NSW Centres$5, $10, $20, $30, $40, $50, $60Cash
Credit/debit card
Transport Customer Service Centres$5, $10, $20, $30, $40, $50, $60Credit/debit card